Dealing In Securities By A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Registered bank controlling company Share Code : CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A DIRECTOR In compliance with paragraph 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information, relating to the dealing in securities by a director, is disclosed: NAME NS Mashiya COMPANY Capitec Bank Holdings Limited STATUS Executive Director 1. TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 3 April 2019 OPTION STRIKE PRICE R539.88 NUMBER OF OPTIONS EXERCISED 4 188 TOTAL RAND VALUE OF SECURITIES R2 261 017.44 STRIKE DATE OF OPTIONS 28 March 2019 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE OF TRANSACTION Exercise of options(off-market transaction) NATURE AND EXTENT OF THE Direct beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS 2 CLASS AND TYPE OF SECURITIES Ordinary shares DATE OF TRANSACTION 3 April 2019 PRICE PER SECURITY(RAND) R1 382.50 Max R1 373.26 Min R1 378.95 Ave NUMBER OF SECURITIES TRANSACTED 4 188 TOTAL RAND VALUE OF SECURITIES R5 775 024.17 NATURE OF TRANSACTIONS Disposal of shares (on-market transactions) NATURE AND EXTENT OF THE Direct, beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS Clearance to deal in the securities by the director was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 4 April 2019 Stellenbosch Sponsor PSG Capital Date: 04/04/2019 11:25:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.