Dealing In Securities By A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Registered bank controlling company Share Code : CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A DIRECTOR In compliance with paragraph 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by a director is disclosed: NAME GM Fourie COMPANY Capitec Bank Holdings Limited STATUS Executive Director 1. NATURE OF TRANSACTION Exercise of options (off-market transaction) TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 15 April 2019 NUMBER OF OPTIONS EXERCISED 4 375 (1) 4 583 (2) 22 872 (3) 9 170 (4) OPTION STRIKE PRICE(RAND) R201.40 (1) R196.43 (2) R371.88 (3) R473.05 (4) TOTAL RAND VALUE OF SECURITIES R 881 125.00 (1) R 900 238.69 (2) R8 505 639.36 (3) R4 337 868.50 (4) STRIKE DATE OF OPTIONS 28 March 2019 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE DIRECTOR’S Direct, beneficial INTEREST IN THE TRANSACTION 2. NATURE OF TRANSACTION Disposal(on-market transaction) CLASS AND TYPE OF SECURITIES Ordinary shares NUMBER OF SECURITIES TRANSACTED 41 000 DATE OF TRANSACTION 16 April 2019 RAND PER SHARE 1 380.00 (min) 1 385.11 (max) 1 381.54 (ave) CONSIDERATION RECEIVED R56 643 116.00 NATURE AND EXTENT OF THE DIRECTOR’S Direct, beneficial INTEREST IN THE TRANSACTION Clearance to deal in the securities by the director was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 17 April 2019 Stellenbosch Sponsor PSG Capital Date: 17/04/2019 02:09:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.