Voluntary Trading Statement in respect of the six months ended 31 March 2022 Transaction Capital Limited TransCapital Investments Limited (Incorporated in the Republic of South Africa) (Incorporated in the Republic of South Africa) Registration number: 2002/031730/06 Registration number: 2016/130129/06 JSE share code: TCP Bond company code: TCII ISIN: ZAE000167391 LEI: 378900AA31160C6B8195 (“Transaction Capital” or “the group”) VOLUNTARY TRADING STATEMENT IN RESPECT OF THE SIX MONTHS ENDED 31 MARCH 2022 Transaction Capital advises shareholders that basic earnings, basic earnings per share (EPS), headline earnings and headline earnings per share (HEPS) are expected to be within the following ranges for the six months ended 31 March 2022: Six months ended Six months ended Six months ended 31 March 2022 31 March 2022 31 March 2021 Expected Expected Actual number range percentage range reported Continuing earnings(1) Core headline earnings(1) R594m to R616m 36% to 41% R437m Core HEPS1 82.5 cents to 85.5 cents 26% to 31% 65.5 cents Basic earnings R463m to R485m 8% to 13% R429m Basic EPS 64.2 cents to 67.4 cents 0% to 5% 64.3 cents Headline earnings R463m to R485m 6% to 11% R435m HEPS 64.2 cents to 67.4 cents -2% to 3% 65.2 cents Total earnings Core headline earnings(1) R593m to R615m 38% to 43% R430m Core HEPS(1) 82.4 cents to 85.5 cents 28% to 33% 64.5 cents Basic earnings R463m to R484m 10% to 15% R421m Basic EPS 64.2 cents to 67.3 cents 2% to 7% 63.1 cents Headline earnings R463m to R484m 8% to 13% R428m HEPS 64.2 cents to 67.3 cents 0% to 5% 64.2 cents 1. Core headline earnings from continuing operations is a non-IFRS measure which excludes gains/losses, costs and adjustments associated with acquisitions and disposals of investments. Core adjustments for the period ended 31 March 2022 relate to transaction costs of R5 million for the acquisition of an additional 25% of WeBuyCars by Transaction Capital Motor Holdco (Pty) Ltd (TCMH), as well as adjustments relating to the written put option over non-controlling interests in WeBuyCars (R125 million imputed interest charge). It is management’s view that the most appropriate metric to measure performance for the six months ended 31 March 2022 is core HEPS from continuing operations. Transaction Capital’s performance in the six months ended 31 March 2022 has been strong and in line with our expectation. Based on our current assessment of operating conditions and growth prospects, we expect core headline earnings per share in the 2022 financial year (FY2022) to exceed FY2021 core HEPS at a rate higher than pre-pandemic growth rates. This performance is supported by a steady recovery by SA Taxi and high-growth earnings from WeBuyCars and Transaction Capital Risk Services (TCRS), which are both on track to grow at a rate higher than prior years. Shareholders are advised that the information contained in this announcement has not been reviewed or reported on by the group’s auditors. RESULTS ANNOUNCEMENT Transaction Capital’s results for the six months ended 31 March 2022 will be released on SENS on Wednesday, 18 May 2022. Hyde Park 9 May 2022 Enquiries: Nomonde Xulu - Investor Relations Email: nomondex@transactioncapital.co.za JSE Sponsor and Equity Markets Broker: Investec Bank Limited JSE Debt Sponsor: RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 09-05-2022 05:45:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.