FRS194 - Notification of a Full Capital Reduction of Listed Debt Securities and Accrued Interest Payment FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRS194 ISIN: ZAG000160516 (FRB) NOTIFICATION OF A FULL CAPITAL REDUCTION OF LISTED DEBT SECURITIES AND ACCRUED INTEREST PAYMENT In accordance with the terms and conditions of FRB's R 60 000 000 000.00 note programme dated 29 November 2011, as amended from time to time, noteholders are herewith advised of the full capital reduction and accrued interest payment of the FRS194 notes. Bond code: FRS194 ISIN: ZAG000160516 Nominal amount before reduction: R 6 367 051.00 Reduction of nominal amount: R 6 367 051.00 Nominal amount after reduction: R 0.00 Interest amount due: R 3 350 254.12 Applicable formula: Calculated in accordance with paragraph 38 of the pricing supplement Settlement amount: R 14 350 253.28, inclusive of accrued interest, calculated in accordance with paragraph 38 of the pricing supplement URL: https://www.firstrand.co.za/investors/debt- investor-centre/jse-listed-instruments/ Date convention: Following business day Record date: 25 April 2024 Pay date of the repurchase and accrued interest: 26 April 2024 Effective date of the reduction in nominal amount: 26 April 2026 This full capital reduction is due to the early redemption of the listed debt securities by the Issuer, in accordance with the terms and conditions of the notes. 24 April 2024 Debt sponsor Rand Merchant Bank (a division of FirstRand Bank Limited) Date: 24-04-2024 04:30:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.