THE STANDARD BANK OF SOUTH AFRICA LIMITED - New Financial Instrument Listing Announcement - SBC320?

New Financial Instrument Listing Announcement - “SBC320”

The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - “SBC320”

Stock Code: SBC320
ISIN Code: ZAG000230392

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC320 Senior Unsecured Floating Rate
Credit Linked Notes due 20 September 2033 - sponsored by The
Standard Bank of South Africa Limited, under its Structured Note
Programme.

Authorised           ZAR150,000,000,000
Programme size

Total         notes ZAR140,349,629,830.82
issued
(including current
issue)

Full Note details
are as follows:

Issue Date:          11 November 2026

Nominal Issued:      ZAR1,000,000,000

Coupon Rate:         Compounded Daily ZARONIA plus 1.9005% as per
                     the Applicable Pricing Supplement

Coupon Indicator: Floating Rate

Interest
Determination        The 5th (fifth) Johannesburg Business Day
Dates:               prior to each Interest Payment Date

Trade Type:          Price

Issue Price:         100%

Maturity Date:       20 September 2033

Interest             Issue Date
Commencement
Date:

First    Interest    20 December 2026
Payment Date:
Interest   Payment   Each 20 March, 20 June, 20 September and 20
Dates:               December of each year until (and including)
                     20 September 2033

Business      Day    Actual/365 (Fixed) and Following Business
Count/Convention:    Day

Books Close:         Not Applicable

Last    day    to    17h00 on 19 March, 19 June, 19 September and
register:            19 December of each year, or if such day is
                     not a Business Day, the Business Day before
                     each Interest Payment Date until the
                     Maturity Date

Other Provisions:    For the purposes of the Tranche of Notes to
                     which this Applicable Pricing Supplement
                     applies, a new Condition 6.9 (Benchmark
                     Discontinuation) as set out in Schedule 2
                     (Benchmark    Discontinuation)      of    this
                     Applicable Pricing Supplement shall be
                     inserted into the Terms and Conditions.
                     Further, Condition 6.2.4 (Screen Rate
                     Determination        including        fallback
                     provisions) shall not apply to the Notes
                     notwithstanding      that      Screen     Rate
                     Determination is specified as the manner in
                     which the Interest Rate is to be determined,
                     and the Interest Rate shall be determined
                     in accordance with Schedule 1 (Screen Rate
                     Determination for Floating Rate Notes
                     referencing    Compounded     Daily    ZARONIA
                     (Lookback Without Observation Shift)).
Additional   Risk    The Risk Factors set out in Schedule 3
Factors:             (Additional   Risk    Factors    Relating   to
                     ZARONIA)   of    this   Applicable     Pricing
                     Supplement apply to the Tranche of Notes to
                     which this Applicable Pricing Supplement
                     applies. Prospective investors are to
                     ensure that they have read Schedule 3
                     (Additional   Risk    Factors    Relating   to
                     ZARONIA) as well as the detailed information
                     set out in the Programme Memorandum to reach
                     their own views prior to making any
                     investment decision.
Placement Agent:     The Standard Bank of South Africa Limited
Debt     Security
subject        to
guarantee;           Not Applicable
security       or
credit
enhancement:

Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Securities Depository
(“CSD”) and settlement will take place electronically in terms
of JSE Rules.

Dated 10 November 2026
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za
Date: 10/11/2026 10:59:00
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