URBAN UBOMI 1 (RF) LIMITED - UBB1 - Notice of Full Redemption by the Issuer on 1 April 2026 of each of the Classes A, B and C Notes.

UBB1 - Notice of Full Redemption by the Issuer on 1 April 2026 of each of the Classes A, B and C Notes.

Urban Ubomi 1 (RF) Limited
(Incorporated with limited liability in South Africa under registration
number 2019/504294/06)
("Urban Ubomi 1")

Company Code: UBB1
(the "Issuer")

Instrument   Code:   UU1A02   ISIN:   ZAG000175019
Instrument   Code:   UU1A05   ISIN:   ZAG000183542
Instrument   Code:   UU1A08   ISIN:   ZAG000192006
Instrument   Code:   UU1A09   ISIN:   ZAG000192014
Instrument   Code:   UU1A11   ISIN:   ZAG000195645
Instrument   Code:   UU1B01   ISIN:   ZAG000175035
Instrument   Code:   UU1B02   ISIN:   ZAG000183591
Instrument   Code:   UU1B04   ISIN:   ZAG000195652
Instrument   Code:   UU1C01   ISIN:   ZAG000175043
Instrument   Code:   UU1C02   ISIN:   ZAG000183609
Instrument   Code:   UU1C03   ISIN:   ZAG000191909
Instrument   Code:   UU1C04   ISIN:   ZAG000195611


NOTICE OF REFINANCE AND FULL REDEMPTION BY THE ISSUER ON 1 APRIL 2026 OF EACH OF THE CLASS A NOTES, THE CLASS B NOTES 
AND THE CLASS C NOTES ISSUED BY THE ISSUER UNDER THE ZAR2,500,000,000 MOTGAGE BACKED SECURITIES PROGRAME

Noteholders are advised that in accordance with the Terms and Conditions of Urban Ubomi 1 (RF) Limited ZAR2,500,000,000 
Mortgage Backed Securities Programme, the Issuer shall, in accordance with the provisions of Condition 7.4.2, on 1 April 2026, 
issue one or more Tranches of Class A Notes, a Tranche of Class B Notes, a Tranche of Class C Notes and a Tranche of Class
D Notes (the "Refinancing Notes"); and will use the proceeds of the Refinancing Notes, and to the extent required, Principal 
Collections and the drawdown of funds under the Subordinated Loan Agreement to fully redeem the Principal Amount Outstanding of 
the instruments listed below, in accordance with the Priority of Payments:

    Bond Code                  ISIN              Nominal Amount   Nominal amount
                                               before reduction   post reduction
     UU1A02              ZAG000175019          R 294 922 091.00       R 0.00
     UU1A05              ZAG000183542          R 270 106 636.00       R 0.00
     UU1A08              ZAG000192006          R 128 849 455.00       R 0.00
     UU1A09              ZAG000192014           R 60 000 000.00       R 0.00
     UU1A11              ZAG000195645          R 128 849 455.00       R 0.00
     UU1B01              ZAG000175035           R 73 000 000.00       R 0.00
     UU1B02              ZAG000183591          R 118 000 000.00       R 0.00
     UU1B04              ZAG000195652           R 30 000 000.00       R 0.00
     UU1C01              ZAG000175043           R 25 000 000.00       R 0.00
     UU1C02              ZAG000183609           R 12 000 000.00       R 0.00
     UU1C03              ZAG000191909           R 18 000 000.00       R 0.00
     UU1C04              ZAG000195611           R 10 000 000.00       R 0.00

The Notes shall be fully redeemed on 1 April 2026, being the Refinancing Date of each of the Class A Notes, the Class B Notes and the 
Class C Notes respectively.

Capitalised terms and expressions used in this notice, and not otherwise defined herein, shall have the meanings assigned to such terms 
and expressions in the Programme Memorandum.

Johannesburg
13 March 2026


Debt Sponsor
The Standard Bank of South Africa Limited

Date: 13-03-2026 08:51:00
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