FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRC271 ISIN: ZAG000151556 Bond code: FRS113 ISIN: ZAG000115478 Bond code: FRS81 ISIN: ZAG000100892 Bond code: FRJ23 ISIN: ZAG000149436 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Bondholders are advised of the following interest and capital payment due 29 April 2019: Bond code: FRS113 ISIN: ZAG000115478 Coupon: 10.75% Interest period: 29 January 2019 to 28 April 2019 Interest amount due: ZAR 662 671.23 Capital amount due: ZAR 25 000 000.00 Payment date: 29 April 2019 Date Convention: Modified Following Business Day Bondholders are advised of the following interest payment due 30 April 2019: Bond code: FRJ23 ISIN: ZAG000149436 Coupon: 8.60% Interest period: 31 January 2019 to 29 April 2019 Interest amount due: ZAR 32 733 956.16 Date Convention: Following Business Day Bond code: FRC271 ISIN: ZAG000151556 Coupon: 9.25% Interest period: 30 January 2019 to 29 April 2019 Interest amount due: ZAR 6 910 890.41 Date Convention: Modified Following Business Day Bond code: FRS81 ISIN: ZAG000100892 Annualised interest rate: 2.25% Interest rate for the period: 1.125% Reference CPI: 109.20667 Base CPI: 78.40392 Interest period: 30 October 2018 to 29 April 2019 Interest amount due: ZAR 470 094.51 Date Convention: Modified Following Business Day Applicable formula: Nominal Amount x CPI Adjustment x (Interest Rate / 2), all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/InvestorCentre/Pages/debt- programmes.aspx Payment date: 30 April 2019 23 April 2019 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 23/04/2019 02:10:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.