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Dealings In Securities By A Director And Prescribed Officers
CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861
DEALINGS IN SECURITIES BY A DIRECTOR AND PRESCRIBED OFFICERS
In compliance with paragraphs 3.63 to 3.74 of the JSE Limited ("JSE")
Listings Requirements, the following information relating to the dealings
in securities by a director and prescribed officers is disclosed:
1. NAME OF DIRECTOR GR Hardy
COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited
EXECUTIVE/NON-EXECUTIVE Executive
NATURE OF TRANSACTION Exercise of options through a
combination of cash settlement
and net equity settlement
(off-market transaction)
TYPE OF SECURITIES Options to acquire ordinary
shares
CLASS OF SECURITIES Ordinary
DATE OF TRANSACTION 22 October 2025 (1)–(2)
NUMBER OF OPTIONS EXERCISED 1 134 (1)
413 (2)
NUMBER OF ORDINARY SHARES ACQUIRED 610 (1)
AS A RESULT OF CASH SETTLEMENT AND 217 (2)
NET EQUITY SETTLEMENT
OPTION STRIKE PRICES (RAND) R2 067.19 (1)
R2 106.13 (2)
STRIKE DATES OF OPTIONS 23 April 2025 (1)
1 July 2025 (2)
PERIOD OF EXERCISE Participants have a nine month
period from the strike date
during which options can be
exercised
NATURE AND EXTENT OF INTEREST IN Direct, beneficial
THE TRANSACTION
2. NAME OF DIRECTOR GR Hardy
COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited
EXECUTIVE/NON-EXECUTIVE Executive
NATURE OF TRANSACTIONS (1) Off-market transaction in
terms of which the director
transferred ordinary shares
to his associate, Kailua Kona
Proprietary Limited
(2) Off-market transaction in
terms of which Kailua Kona
Proprietary Limited, an
associate of the director,
acquired ordinary shares from
the Director
CLASS AND TYPE OF SECURITIES Ordinary shares
NUMBER OF SECURITIES TRANSACTED 827 (1),(2)
DATE OF TRANSACTIONS 22 October 2025
PRICE PER SECURITY (RAND) R4 046.09 (1),(2)
TOTAL RAND VALUE OF SECURITIES R3 346 116,43 (1),(2)
TRANSACTED
NAME OF ASSOCIATE Kailua Kona Proprietary Limited
RELATIONSHIP WITH ASSOCIATE Mr Hardy is a director of the
associate
NATURE AND EXTENT OF THE DIRECTOR'S (1) Direct, beneficial
INTEREST IN THE TRANSACTIONS (2) Indirect, non-beneficial
3. NAME OF PRESCRIBED OFFICER K Kumbier
COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited
PRESCRIBED OFFICER
NATURE OF TRANSACTION Exercise of options through net
equity settlement
(off-market transaction)
TYPE OF SECURITIES Options to acquire ordinary
shares
CLASS OF SECURITIES Ordinary
DATE OF TRANSACTION 22 October 2025
NUMBER OF OPTIONS EXERCISED 4 566
NUMBER OF ORDINARY SHARES ACQUIRED 1 886
AS A RESULT OF NET EQUITY
SETTLEMENT
OPTION STRIKE PRICE (RAND) R1 006.83
STRIKE DATE OF OPTIONS 20 October 2025
PERIOD OF EXERCISE Participants have a nine month
period from the strike date
during which options can be
exercised
NATURE AND EXTENT OF INTEREST IN Direct, beneficial
THE TRANSACTION
4. NAME OF PRESCRIBED OFFICER HAJ Lourens
COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited
PRESCRIBED OFFICER
NATURE OF TRANSACTION Exercise of options through net
equity settlement
(off-market transaction)
TYPE OF SECURITIES Options to acquire ordinary
shares
CLASS OF SECURITIES Ordinary
DATE OF TRANSACTION 22 October 2025 (1)–(4)
NUMBER OF OPTIONS EXERCISED 1 616 (1)
2 465 (2)
2 342 (3)
2 318 (4)
NUMBER OF ORDINARY SHARES ACQUIRED 630 (1)
AS A RESULT OF NET EQUITY 1029 (2)
SETTLEMENT 844 (3)
623 (4)
OPTION STRIKE PRICES (RAND) R1 175.01 (1)
R 973.05 (2)
R1 392.19 (3)
R2 067.19 (4)
STRIKE DATE OF OPTIONS 23 April 2025 (1)–(4)
PERIOD OF EXERCISE Participants have a nine month
period from the strike date
during which options can be
exercised
NATURE AND EXTENT OF INTEREST IN Direct, beneficial
THE TRANSACTION
Clearance to deal in the securities by the director and prescribed officers
was obtained in accordance with paragraph 3.66 of the JSE Listings
Requirements.
23 October 2025
Stellenbosch
Sponsor
PSG Capital
Date: 23-10-2025 11:35:00
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